February 8, 2026

The $PIGGYBANK Token: Mechanics and Tokenomics

How $PIGGYBANK creates value for holders.

The $PIGGYBANK token isn't just a memecoin with a cute name—it's a carefully designed economic system that aligns incentives across users, builders, and the protocol itself.

Let's break down the tokenomics:

  1. Supply: Fixed cap with deflationary mechanics built into the contract.
  2. Distribution: Fair launch on Zora with no pre-mine—everyone starts at the same line.
  3. Utility: $PIGGYBANK is required for premium features in the Frame, governance rights, and revenue sharing from protocol fees.
  4. Liquidity: Paired with ETH on Uniswap v3, with deep liquidity bootstrapped through Zora's automated market maker.

The clever part is how savings activity drives token value. Every deposit into Piggybank generates a small protocol fee (denominated in ETH). This fee is used to buy back and burn $PIGGYBANK tokens, creating constant buy pressure as the app grows.

Additionally, holding $PIGGYBANK grants "boosted savings rates"—users who stake their tokens earn higher APY on their deposits. This creates a natural lock-up mechanism that reduces circulating supply.

The contract at 0x78c8e25667ffb6048c31e38923dd5540cbbce81f is verified and audited. All tokenomic parameters are on-chain and immutable, meaning the rules can't change mid-game.

Key Takeaway: $PIGGYBANK isn't speculation—it's a bet on the growth of social savings as a category.