Building the savings infrastructure of Web3.
Piggybank 1.0 proved the concept: people will save on-chain if the UX is good enough. But Propaganda isn't stopping here. The roadmap for 2026 and beyond is ambitious.
Features in active development:
- Group savings pools: DAOs and communities can create shared Piggybanks with custom governance rules
- Automated deposits: Set recurring saves from your paycheck, creator royalties, or DeFi yields
- Savings challenges: Compete with friends on streaks and milestones, with token rewards for winners
- Cross-chain bridges: Deposit from Ethereum mainnet, Optimism, or Arbitrum and it appears in your Base Piggybank
- Fiat on-ramps: Direct integration with Coinbase Pay to fund your Piggybank with USD
The longer-term vision is even bigger. Propaganda is exploring:
- Credit scoring: On-chain savings history as proof of financial responsibility
- Under-collateralized loans: Borrow against your savings streak, not just your balance
- Social recovery: Trusted friends can help recover your account if you lose your keys
There's also talk of expanding beyond Base. Piggybank on Solana? Piggybank on Polygon? The architecture is chain-agnostic, so it's technically feasible.
The team is hiring. If you're a developer who believes in Social-Fi, check the /propaganda channel for open positions. This is your chance to build the future of money.
Early users who accumulate $PIGGYBANK tokens now will have governance rights over these decisions. This isn't just a savings app—it's a movement with a token that gives you a seat at the table.
Key Takeaway: Piggybank is infrastructure. And infrastructure compounds over time.